Organization - OpenCard

An organization is one of your EMS customers — a company whose card program you integrate through OpenCard. It is the main runtime container: webhooks, card holders, and event routing all live under an organization. You identify it in every webhook with reference_id, which you set to your own internal client ID.

What it represents

Concept	Meaning
Your client	One end-customer (usually one company)
`reference_id`	Your string ID — echoed in all webhooks for that client
`tpa_id`	Which signed legal agreement covers this client’s card program
`billing_id`	Which billing profile this org rolls into — same id = one line on your OpenCard invoice

One organization typically maps to one client. Split into multiple organizations only when you need separate webhook endpoints, event subscriptions, or card-holder groups for the same client.

What lives under an organization

Organization
├── Webhook      ← where OpenCard POSTs events
├── Card holders ← people whose transactions you receive
└── (via TPA)    ← which payment product and legal scope apply

Area	What you configure
Connection	Webhook URL, secret, auth, event flags
People	Card holders with your `reference_id` per employee
Legal scope	Linked TPA — must be signed and activated for data to flow

Key fields

Field	Purpose
`id`	OpenCard organization ID
`reference_id`	Your client ID (required, unique per account)
`tpa_id`	TPA on your account (signed and activated for live data)
`billing_id`	Invoice line roll-up — see Billing
`name`	Display name
`process_card_type_corporate`	Deliver transactions for corporate cards invoiced to the company. Default `false`
`process_card_type_corporate_with_private_invoice`	Deliver transactions for corporate cards invoiced to the card holder. Default `false`
`process_card_type_private`	Deliver transactions for private cards invoiced to the card holder. Default `false`

Create

POST /accounts/{accountId}/organizations
Scope: organizations-write

{
  "reference_id": "client_acme_001",
  "tpa_id": 42,
  "billing_id": 1,
  "name": "Acme AB",
  "process_card_type_corporate": true,
  "process_card_type_corporate_with_private_invoice": true,
  "process_card_type_private": true
}

Set all three process_card_type_* flags to true so transactions are delivered, then turn a type off if the client should not receive it. OpenCard only sends transaction events for the types that are on. → Organization setup — card types

GET / PUT / DELETE .../organizations/{organizationId}

Delete cascades webhooks and card holders. Use with care on production orgs.